Mortgages
Our Philosophy
Remember, mortgage companies get paid up front by charging an origination fee or by the lender on the back (term yield spread). We show you the rate sheet and let you decide how you want us to make our money. NO SECRETS!!!! At Minnesota Financial Solutions, LLC we start with your full financial picture and make sure that your loan makes sense from an investment and tax standpoint before “selling you a rate”. Mortgage rates change daily. Never trust a mortgage company that advertises interest rates!
Tax law often dictates which program will work best for a given scenario and at Minnesota Financial Solutions, LLC we make sure this occurs. Most mortgage companies charge the standard fees and the 1-% origination fee regardless of what the tax implications are. Depending on individual situations, the closing costs/rate combination can differ vastly.
Call us and we can show you why certain loans make more sense in a given situation.
Mortgage Services
Zero Money Down Programs, First Time Home Buyers, Self Employed Programs, Interest Only Options, Investment Properties, Second/Vacation Homes, Multi-Unit Properties
For most people, purchasing a home will be the biggest investment of their lifetime. Choosing the right home loan does not need to be a complicated and confusing process. However, mortgages can vary significantly from one to another, and there are many things to consider before selecting the one that’s right for you.
Whether it’s your first home or your next home, we will help make your dreams come true with a mortgage to fit your needs. While other brokers seek to profit from your mortgage business and move on, our commitment is to provide you with the best service possible. As a full-service mortgage broker, we offer a variety of competitively priced first mortgage loans. It is our promise to you, that we will be there with you every step of the way to assure you a smooth process.
Mortgage Calculator
Remember that the calculator does not take into account mortgage insurance, taxes or house insurance.
These figures are an approximation only. Please contact one of our loan officers for actual payment amounts.
When entering amounts do not use commas or dollar signs.
To use the calculator Enter:
- Purchase price
- Amount of down payment
- Current interest rate
- Number of years for the loan
- Click ‘Calculate’
Real Estate
- Home Ownership – Your Best Tax Shelter (PDF)
- Selling Your Home – Avoiding Tax Problems When You Sell Your Home (PDF)
- Rental Real Estate As An Investment (PDF)
- Using Your Home Equity (PDF)
Get in Touch
Please Fill out this form and let us know how we can be of service.
We look forward to hearing from you!
Minnesota Financial Solutions, LLC
201 W. Burnsville PKWY Suite 110
Burnsville, MN 55337
T: (952) 881-3630
F: (651) 203-7361
Check the background of this Financial Professional on FINRA’s Broker Check